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NOTICE: NOTICE:By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information, visit For more information about temporary FDIC insurance coverage of transaction accounts, visit www.FDIC.gov